Car accident damage

They reversed into you. Now they've reversed out of paying.

Minor prang, no insurance on their side, or they just won't pay your excess? Property damage from a car accident can be recovered through small claims in most states.

Start a car damage claim

Sounds familiar?

Uninsured driver won't pay for repairs
Recovering your insurance excess
Damage to a parked car or fence

Evidence checklist

Photos of the scene & damagekey
Repair quote or invoicekey
Driver details exchanged / police event no.
Insurer correspondence (excess)

Watch out for

Personal injury is NOT covered — that's a lawyer job with its own schemes.
If your insurer paid, they may run the claim (subrogation) — check before you sue.

Where it usually goes

Small claims court in most states; QCAT handles vehicle property damage as a minor civil dispute.

NSW guide VIC guide QLD guide SA guide WA guide TAS guide ACT guide NT guide

Questions

Can I claim my insurance excess?

Generally yes — the excess is a loss you personally carried because of the other driver.

Stop being nice about it.

Build your case free in about 10 minutes. Letter of demand first, statement of claim and court pack if they ignore it. Court-ready from $99 incl. GST.

Start my court case